Get a Fresh Start by Filing for Bankruptcy
Your Future is Safe with Hensel Law Office, PLLC
If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.
I will not delegate your case to another attorney or a team of paralegals because I believe in providing personalized service to each and every one of my clients. You no longer have to live with the difficulty of growing debt; with the help of my firm, you may be able to achieve a fresh start.
My firm offers the following bankruptcy services:
Find Out What Sets My Firm Apart from the Rest
When you have questions about bankruptcy, it is highly recommended that you come to Hensel Law Office, PLLC for a free initial consultation. Once my firm has the chance to review the facts of your case, we can help you to determine whether or not bankruptcy is right for you and/or walk you through some alternative debt relief options. I serve clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township and Warren.
How Much Does It Cost To File Bankruptcy?
The cost of filing for bankruptcy in Michigan can vary based on several factors, including the type of bankruptcy you are filing (Chapter 7 or Chapter 13) and the specific fees associated with your bankruptcy court district.
Here are the main components that contribute to the cost of filing bankruptcy in Michigan:
- Court Filing Fees: Effective December 1, 2020, the filing fees for Chapter 7 is $338.00 and for Chapter 13 is $313. You must pay these fees to the bankruptcy court when you file your petition. Visit the U.S. Bankruptcy Court Western District of Michigan for more details.
- Credit Counseling and Debtor Education Courses: Before filing for bankruptcy, you are required to complete a credit counseling course and a debtor education course through approved agencies. The cost of these courses range from $20 to $50 per course.
- Attorney Fees: Although working with an attorney is not required, it is recommended to work with an experienced Michigan bankruptcy lawyer who help guide you based on your unique circumstances. Attorney fees can vary depending on the complexity of your case, the attorney's experience, and the region in Michigan where you reside. Be sure to discuss the structure of your fees or payment options when talking to your attorney during your initial consultation.
At Hensel Law Office, PLLC, we offer an initial consultation at no cost to you. We can discuss your financial situation and our skilled attorneys can answer any questions you may have about filing bankruptcy in Michigan. We can provide personalized guidance and help you understand what costs will be involved. Reach out to us today to make an appointment and take the first step toward a fresh financial start.
Local Bankruptcy Support in Madison Heights and Surrounding Areas
Living in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, you know that financial challenges can arise unexpectedly. Whether it's due to medical bills, job loss, or other unforeseen circumstances, the burden of debt can feel overwhelming. At Hensel Law Office, PLLC, we understand the unique financial pressures faced by residents in our community and are here to help you navigate through them.
Our firm is well-acquainted with the local resources and government entities that can assist you during the bankruptcy process. For instance, the City of Madison Heights offers various community support services that can be beneficial as you work towards financial recovery. Additionally, the Oakland County Government provides valuable information and resources for residents dealing with financial difficulties.
One of the common pain points for our clients in the Madison Heights area is the fear of losing their homes. With the rising cost of living and property taxes, many homeowners find themselves struggling to keep up with mortgage payments. Our foreclosure defense services are designed to help you protect your home and explore all available options to prevent foreclosure.
We also recognize that creditor harassment is a significant issue for many in our community. Constant calls and threats from creditors can add to the stress of an already difficult situation. Our firm can help put an end to these harassing practices, giving you the peace of mind you deserve.
At Hensel Law Office, PLLC, we are committed to providing personalized guidance tailored to the specific needs of our local clients. We know the area, we understand your pain points, and we are here to help you achieve a fresh financial start. Contact us today to schedule your free initial consultation and take the first step towards regaining control of your financial future.
If you would like to learn more about the process, I encourage you to check out the following pages:
Get in touch with my firm if you or someone you love is struggling with debt in Michigan.