Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Get Financial Freedom Personalized & Skilled Representation

Get a Fresh Start by Filing for Bankruptcy

Your Future is Safe with Hensel Law Office, PLLC

If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.

I will not delegate your case to another attorney or a team of paralegals because I believe in providing personalized service to each and every one of my clients. You no longer have to live with the difficulty of growing debt; with the help of my firm, you may be able to achieve a fresh start.

My firm offers the following bankruptcy services:

Find Out What Sets My Firm Apart from the Rest

When you have questions about bankruptcy, it is highly recommended that you come to Hensel Law Office, PLLC for a free initial consultation. Once my firm has the chance to review the facts of your case, we can help you to determine whether or not bankruptcy is right for you and/or walk you through some alternative debt relief options. I serve clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township and Warren.

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy in Michigan can vary based on several factors, including the type of bankruptcy you are filing (Chapter 7 or Chapter 13) and the specific fees associated with your bankruptcy court district.

Here are the main components that contribute to the cost of filing bankruptcy in Michigan:

  • Court Filing Fees: Effective December 1, 2020, the filing fees for Chapter 7 is $338.00 and for Chapter 13 is $313. You must pay these fees to the bankruptcy court when you file your petition. Visit the U.S. Bankruptcy Court Western District of Michigan for more details.
  • Credit Counseling and Debtor Education Courses: Before filing for bankruptcy, you are required to complete a credit counseling course and a debtor education course through approved agencies. The cost of these courses range from $20 to $50 per course.
  • Attorney Fees: Although working with an attorney is not required, it is recommended to work with an experienced Michigan bankruptcy lawyer who help guide you based on your unique circumstances. Attorney fees can vary depending on the complexity of your case, the attorney's experience, and the region in Michigan where you reside. Be sure to discuss the structure of your fees or payment options when talking to your attorney during your initial consultation.
At Hensel Law Office, PLLC, we offer an initial consultation at no cost to you. We can discuss your financial situation and our skilled attorneys can answer any questions you may have about filing bankruptcy in Michigan. We can provide personalized guidance and help you understand what costs will be involved. Reach out to us today to make an appointment and take the first step toward a fresh financial start.

If you would like to learn more about the process, I encourage you to check out the following pages:

Get in touch with my firm if you or someone you love is struggling with debt in Michigan.

Client Testimonials

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • I greatly appreciate your time and effort.

    “It was a great pleasure and relief working with you through that tough time. I greatly appreciate your time and effort on our case. I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.”

    Jay

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig