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Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Get the Level of Service You Deserve

Services Offered by Our Michigan Bankruptcy Attorney

When you have too many debts and can no longer pay your bills, life can quickly become a daily struggle to cover even basic living expenses. The stress and anxiety that can result from mounting debts can be unbearable, especially when you are hounded by creditors aggressively pursuing any money they are owed. If you are in the middle of a financial crisis, one of the most important things to remember is that you are not alone. Many people these days are experiencing financial difficulties and looking for a way out of debt. One of the best things you can do to change your financial situation is seek advice from a Michigan bankruptcy attorney.

A Sterling Heights bankruptcy lawyer at my firm can explain the various legal remedies that can be used to help you eliminate your debts, such as:

  • Negotiating with creditors to reduce your monthly payments
  • Consolidating your debts under one large loan
  • Filing for bankruptcy

My firm, Hensel Law Office, PLLC has counseled clients in financial matters for more than a decade, and provides unmatched dedication and support. I can help you overcome your debt problems so that you can get back on your feet. All it takes is for you to be proactive in seeking the assistance that you will need. After that, the subsequent process can be handled efficiently and you can get started on regaining control of your financial circumstances. My clients include those who live in Sterling Heights, Warren and many communities in Michigan.

Why hire a Sterling Heights bankruptcy lawyer from the Hensel Law Office, PLLC?

It is easy to feel powerless when creditors are taking aggressive actions to collect on what you owe:

  • Knocking at your door
  • Threatening to take your car
  • Taking a percentage of your pay
  • Trying to take your home

I work closely with my clients to make sure they understand their rights and are not intimidated by creditors, even when they are in severe financial trouble. During your free consultation, I can ensure you have a comprehensive understanding of the legal aspects of your situation, as well as your options. You can find out exactly what can be done to alleviate your debt problems, what actions you should avoid, and how to create a brighter financial future.

Unlike other law firms, you never have to worry about telling and retelling your story to multiple attorneys or paralegals who only focus on one stage of the bankruptcy process. I handle every aspect of your case, applying my experience and knowledge to help you take the steps necessary to start over. If filing for bankruptcy is the best way to eliminate your debts, I can help streamline the process and resolve any issues that come up. We can even meet in the evenings and on Saturday by appointment.

Not only are my rates extremely affordable, I also offer payment plans. Contact us today.

Client Testimonials

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.