Michigan Bankruptcy Attorneys
Need to Overcome Debt? Hensel Law Office, PLLC Can Help.
Many families have been forced to endure the consequences of a tough economy, as countless individuals struggle to make ends meet. Whether due to a costly divorce, unexpected medical bills or unemployment, many people are now looking for ways to stay on top of their bills. If you are facing similar financial circumstances, you too may be wondering what steps you can take to obtain debt relief and what the bankruptcy process entails.
When you are struggling to maintain financial stability, regaining control over your life may seem like a complicated and lengthy process. What you may not realize, however, is that filing for bankruptcy is not as complicated as it may seem when you have a bankruptcy lawyer in Michigan by your side. By enlisting the help of a Michigan bankruptcy attorney from Hensel Law Office, PLLC early on in the bankruptcy process, we can guide you through this difficult time.
Trust Our Honest & Reliable Michigan Bankruptcy Law Firm
Assisting Michigan Debtors Since 1999
When working with a Michigan bankruptcy attorney at Hensel Law Office, PLLC, clients can expect to learn about the advantages and disadvantages of filing for bankruptcy. I, Attorney Hensel, make it a priority to find a solution that is most appropriate for each client’s specific needs. I understand that bankruptcy is not the right solution for everyone. Instead of taking a “one size fits all” approach to my practice, I create a tailor-made strategy for each client.
Is Bankruptcy My Only Option?
Making the wrong decision, like filing for bankruptcy unnecessarily, may leave you worse off than before. I carefully evaluate each client’s financial circumstances and future. I want my clients to feel confident in the financial strategy that is used. As your bankruptcy attorney, I help explain the differences between Chapter 7 and Chapter 13 bankruptcy, answer questions about the bankruptcy process, and determine which debt solution is right for them.
Preparing for a Michigan Bankruptcy Consultation
Bankruptcy is a formal legal proceeding, so it is important to review the available options before filing. Individual debtors are generally required to complete credit counseling through an approved provider before filing and submit the resulting certificate with the case. A means test, which is a calculation used to assess eligibility for certain bankruptcy relief, may also be part of the evaluation.
During a consultation, I can discuss income, household circumstances, property, debts, collection activity, and any foreclosure or garnishment concerns. Having creditor information and tax records available can help us review the details of your situation and consider Chapter 7 bankruptcy, Chapter 13 bankruptcy, foreclosure defense, or another approach.
- Related: Is Bankruptcy Right For Me?
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Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours.- EJO
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Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails pr- Stacy S.
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I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.- Jay
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I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.- Kelly
Let’s Discuss Your Debt Relief Options
I understand how difficult this time is, especially if family members and loved ones are depending on you. My goal is to help you evaluate this rough patch and the financial options available to you. Help is just a phone call away, so there is no reason why you should wait any longer to discuss the legal representation you may need for your Chapter 7 or Chapter 13 bankruptcy case.
By scheduling a free consultation, you can discuss your circumstances and debt-relief options. Being stuck in the middle of financial turmoil can have an overwhelming effect on all other areas of your life, so get started today. As a Michigan bankruptcy attorney, I have been helping clients throughout Michigan evaluate bankruptcy matters since 1999.
Contact my firm today to discuss the financial options available to you and your family.
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