Blog Posts in 2012

Okay it's time for a little shameless self-promotion! My name is Thomas Hensel and I'm a Consumer Bankruptcy Attorney. I've been practicing for a ...

Garnishment is one of the most powerful weapons that a judgment creditor can wield. It can take many forms – wage garnishment, bank account ...

Once a debtor files for bankruptcy, they typically notice the immediate benefits of what is called the "automatic stay." What is the automatic stay ...

In both types of consumer bankruptcy cases - Chapter 7 or Chapter 13 - you will be required to appear at your " first meeting " or " first meeting of ...

When you file a bankruptcy petition ALL of your property becomes property of your 'bankruptcy estate'. Exemptions are what the bankruptcy code allows ...

Obtaining a Discharge is the goal in every individual Chapter 7 case and it's also the goal in about 99% of Chapter 13 cases too. It's the final Order ...

A common first question I'll get over the phone or via email from a perspective Chapter 7 or Chapter 13 client is something along the lines of "if I ...

One of the most common assets that a Chapter 7 or Chapter 13 bankruptcy Debtor (the person filing bankruptcy) has is a bank account. What types of ...

In today's economy, it is no surprise that countless people have been severely impacted by uncontrollable debt. Whether a family is upside down on ...