Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation

Alternatives to Bankruptcy in Michigan

Debt Relief Options in Sterling Heights & Warren

When a person can no longer meet their financial commitments, it can cause escalating anxiety and worry. Finding out about your debt relief options is one of the first steps to resolving your money troubles. Filing for bankruptcy is the debt solution that most people think of when they have overwhelming amounts of unpaid bills.

    All of your options should be fully explored before you make any final decisions regarding your finances. If you believe bankruptcy is the right solution for your debt problems, it will be beneficial to seek legal counsel right away.

    As a bankruptcy lawyer, I use my firm to help people struggling with their debts. Hensel Law Office, PLLC specializes in handling financial matters and bankruptcy procedures, ensuring the matter is taken care of correctly in order to dispel all possible debt.

    I work with clients in the following areas:

    How I Can Help You Choose the Right Debt Solution

    There are many factors that need to be considered when deciding what to do about your debts. Every solution will have both advantages and disadvantages that should be thoroughly reviewed before you take any action.

    Some of the alternatives to bankruptcy my firm can assist you with include:

    • Consolidating your debts under one loan
    • Negotiating with your creditors to reduce the amount of money you owe
    • Modifying the terms of your home loan
    • Work with a credit counseling agency

    If you are looking for a way to improve your financial condition, I may be able to provide the legal advice and assistance you need. I have helped people with their financial problems for over 12 years. With my knowledge and legal expertise, I am here to explain all of your alternatives, helping you understand how they will impact your current situation and your financial future.

    I make sure my clients understand the full ramifications of any debt remedy they are considering. I also provide on-going support and assistance until your financial objectives have been achieved.

    Finding the right solution to your debts can help you overcome your financial difficulties. Contact our debt relief law firm today for more information.

    Client Testimonials

    • We couldn't have gotten through this difficult process without Tom.

      “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

      T & J

    • Utmost dedication and professionalism.

      “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

      Craig

    • His knowledge and expertise made a very difficult time in our lives much easier.

      “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

      Christine and John

    • You made a difficult experience so much easier.

      “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

      Eric

    • He is respectful and down to earth with his approach to very complicated legal matters.

      “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

      Sandra