Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation
One-on-One Attention

Contact us today to request your free consultation! We have weekend and evening appointments available.

  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please enter a message.
    Please select an option.

Are You Prepared for Your Court Date?

First Meeting of Creditors or 341 Hearing – Chapter 7 & 13

In both Chapter 7 and Chapter 13 bankruptcy proceedings, the first scheduled court date that you will have is called your First Meeting of Creditors or 341 Hearing. In Chapter 7 cases, this will be your only scheduled court date. The most important things to remember to bring to this hearing are your driver's license(s) and your Social Security card(s). If you do not have these two specific forms of identification, it is possible that your hearing will be temporarily cancelled. This means that you will have to make another trip to court, possibly incurring additional attorney fees.

It is important that you arrive at least fifteen minutes early to your hearing. For all Chapter 7 cases, you will need to have read and reviewed the Bankruptcy Information Sheet. Also, some Chapter 7 Trustees have an additional questionnaire form for you to fill out before your hearing. For Chapter 13 cases, there is a Supplemental Statement that will need to be completed just prior to your hearing. It is imperative that you are adequately prepared, which is why it is so important for you to discuss your case with a Michigan bankruptcy lawyer before your court date approaches.

Confirmation Hearing – Chapter 13 Only

In a Chapter 13 case, the notice that you will receive from the court will have a second court date; this is the date of your Confirmation Hearing. This is the time where your Chapter 13 plan is accepted or confirmed by the court if all objections have been resolved and all payments that are due have been made to your Chapter 13 Trustee. If there are minor issues that still need to be resolved, it is possible that your Confirmation Hearing may be adjourned to a later date.

However, if payments have not been made, it is possible that your case may be dismissed. It is very important to bring proof of all payments made to the Chapter 13 Trustee to your Confirmation Hearing. This may mean the difference between your case being confirmed or dismissed. To ensure that all of your paperwork is in order before attending the Confirmation Hearing, it is highly recommended that you move forward under the experienced advisement of our firm.

Prepare for Your Day in Court with Hensel Law Office, PLLC

Unless you have previously filed for bankruptcy, it is normal to feel confused. Appearing in court for the first time can seem like a daunting experience, which is why the legal team at the Hensel Law Office, PLLC encourages you to let us take the reins. Our firm has helped countless individuals to successfully navigate their way through the bankruptcy process, so you should not hesitate to let us do the same for you.

All you have to do is give us a call today at (888) 258-0651 to get started.

Client Testimonials

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO